The office of the Ombudsman for short-term insurance points out that if person carrying comprehensive motor vehicle insurance damages your car, you can claim on that person's policy, even though you only have third party insurance.
The office of the Ombudsman for short-term insurance points out that if person carrying comprehensive motor vehicle insurance damages your car, you can claim on that person's policy, even though you only have third party insurance.
He says that, if you're the innocent party, you have a common law claim against the person who damaged your car.